Category: Disability

“ERISA” Employee Retirement Income Security Act (ERISA)

“ERISA” Employee Retirement Income Security Act (ERISA)

Many employers – and you may be one of them- do not fully understand Employee Retirement Income Security Act (ERISA), how it impacts businesses and employees, and the possible risks it presents. Failure to comply with ERISA requirements can lead to costly government penalties and even employee lawsuits.

The following chart offers a basic breakdown of Title 1 disclosure and reporting requirements under ERISA (governing health and welfare benefit plans).

(CLICK BELOW or LINK ABOVE)

http://brkllp.com/understanding-erisa-requirements-impacts-business/

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MedlinePlus: Trusted Health Information for You

MedlinePlus: .

Height loss is related to aging changes in the bones, muscles, and joints. People typically lose about 1 cm (0.4 inches) every 10 years after age 40. Height loss is even more rapid after age 70. You may lose a total of 1 to 3 inches in height as you age. You can help prevent loss of height by following a healthy diet, staying physically active, and preventing and treating bone loss (osteoporosis).

A dramatic loss in height can be an indicator of serious health concerns such as hip fractures, spinal fractures and even heart disease, particularly in men.

Read more: Rapid Height Loss Could Be An Indicator of Serious Health Concerns | Medindia http://www.medindia.net/news/Rapid-Height-Loss-Could-Be-An-Indicator-of-Serious-Health-Concerns-91057-1.htm#ixzz30rTMsD00

Houzz Is One Of The Best Apps Available For Home Improvement Ideas: HOW TO ADD AN INDOOR OR OUTDOOR RAMP


Thank you Laura Gaskill =)

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Request Reinstatement: Please sign and share this petition

ERISA stands for The Employee Retirement Income Security Act of 1974. ERISA establishes minimum standards for retirement, health, and other welfare benefit plans (including life insurance, disability insurance, and apprenticeship plans).
ERISA
http://www.change.org/petitions/unum-provident-long-term-disability-benefits-paid-for-the-last-7years-recently-denied?
Contact the following email for more information:
LID.Volunteer
Lidic.lid@gmail.com

http://www.youtube.com/watch?v=rNYnwcEzlBAWhat is ERISA?

UNUM has the power to reinstate benefits.

UNUM has the power to reinstate benefits.

https://petitions.whitehouse.gov/petition/reinstate-alisas-long-term-disability-benefits-unum-richard-josephs-unum-long-term-disability-and/bP6QfgZC

The Sale:
As an employee, you have the option to select a group of benefits your employer provides;available to all employees.

One of those options, is Short-Term or Long-Term Disability Benefits. This benefit come in handy if you were to become disabled and unable to work.

Their pitch to you,
“WE KNOW THAT A DISABLING ILLNESS OR INJURY CREATES
EMOTIONAL, PHYSICAL AND FINANCIAL CHALLENGES. AS YOUR
INSURER, WE WANT TO DO WHATEVER WE CAN TO HELP YOU DEAL WITH
THESE CHALLENGES. WE ARE COMMITTED TO SERVING YOU WELL
DURING THIS TIME” ~UNUM Provident

Sounds good.